What i have learn VS what i have realise

I have learn all my life to "TRY YOUR BEST", "DO YOUR BEST". Being not a smart kid, i never did well in the first 10y of my education.

In primary school, i only had good grades for Chinese & Maths.
In secondary school, it s still Chinese & Maths.
Thus, i never fufil my childhood dream, which requires a strong command of English.
I knew i'm not a perfect child.

Someday after O'level results, i decided to say goodbye to English. I no longer wan English as a subject and do comprehension or composition. I open the polytechnic doors and go for something that i'm supposedly good in, Maths = Engineering or IT. Surprisingly, i excel, and thankfully i graduate with as the second top student in the Cohort, which means i have a chance to go UNI. This is the 1st time i felt that i'm not as dumb as i thought. I started to feel that what i was taught to TRY/DO MY BEST is correct. I even regreted not doing the best when i was younger. But well, though it is sad, i had a chance to create another type of future.

University was tough, much tougher than Polytechnic. But i made it through. I graduate with a Gold Medal. I felt that "DO MY BEST" is very true. At that time, FIR have has a song "Neverland". Each time i heard the "DO MY BEST", it motivate me to work harder.

Then it is time to earn my own money. "DO MY BEST" no longer works. T____T

I realise that "DO MY BEST" is only to make myself live w/o regrets. But it only mean more upsets and more dissappointment. "I try so hard and still lidat." This was when i realise that "DO MY BEST" dun works for everything.

Becoz i did not do my best in the 1st 10y of education, i regreted and did my very best for the nx 12y in almost everything. This year, i'm turning to 28yo. After this post, i wanna change my mindset and not do my best in everything anymore. Because i realise this only makes me tired.

From today onwards, i'm gg to live by my new thoughts.

Best is not the ultimate.
Perfect is impossible.

One can never satisfy everyone.
Just satisfy the ONE that matters.

Heck care what ppl think.
But not the ONE who cares for you.

Everything can create regrets.
Regrets are fine, don't take it too hard.

Life is yours.
Live your way.

Health + Love + Happy + Wealth = Greatest Happiness
Health + Love + Happy = My type of Happiness

........


I'm very very tired.

The worse start of the month.

Last 2 weeks was really bad for me. My Godma is sick. It is something serious. At the end of Apr, she had her surgery and now she is moving towards recovery but alot of uncertainty is still lying around. Moreover, there are 2 areas that are sick.

I try my best to be here for her. She has no children, but a handful of god-children. However i live the nearest.

All shit happen on the same  week was horrible week becoz my mum wanted to change maid and i had to rush all the documents to bring the new maid in.

29 May (Mon): Surgery Day. Went down after work but there was some delay during the op. She was in the recovery room for many many hours and cannot go to D ward due to some hiccups. It drag for many hours till morning. =(

30 May (Tue): I rush to maid agency to do some documents before going to the hospital to check on my Godma. She was in D ward at that time and not ready to move to normal ward. Observation needed.

1 May (Wed): Labor Day holiday. Woke up early to make some sandwich such that we can eat on the way. My brother pick me, pat & my Godpa to go see my Godma. The doctor say she is progressing well but low in potassium. I help to take care till noon, then i left to visit my Grandma. My Grandma was all along in the care of my Godma, so now i also try to visit when i can. Then went to my mum's place to settle some money issue with the maid since we are sending her back on the friday.

2 May (Thu): Was a fine day. More maid docu to settle during lunch time. After work i went to visit my Godma. Finally can change to a normal and walk slightly. Her progress was good. I had to see her today and i couldn't do so on friday. Seeing her in a normal ward lessen my worries.

3 May (Fri): Went for my Japanese lesson then to my mum place. It was an overnight trip to my mum's place becoz i need to tell the maid i sending her back the nx day. It was like 10pm when i reach my mum place. I totally had no appetite to eat. I had to tell her 1st. After i told her, she cry, she pack her things, she call back home to ask someone to pick her. Everything ends at 2am. I was deadbeat and hungry. Went to bathe, dry my hair and such. Sleep at 3am.

4 May (Sat): THE WORST DAY: woke up at 5:30am to bring the maid to airport. breakfast, check-in. arrange for ppl to help her. It was about 8:30am when we left airport. Took a train to SGH to see my Godma. Upon reaching, she told me she can be discharge today. I call my siblings to help. Hubby offer to help with the medication and documents. I tried my best to stay till most things are settled. This is because i had another appt at the maid agency to pick the new maid. The discharge procedures told a while and we ended at abt 1:30pm. My appt at the maid agency is actually 1pm so i rush down in a cab. Thankfully my mum was there liao. I had documents to settle and basic briefing for the maid. Finally after alot of nonsense, i manage to bring her out of agency at 3:30pm. I was dead tired when i reach my mum place. But there was more to go through. By the time i finish settling the maid at my mum house, it is 6pm. I took a cab back, bathe, and KO-ed.

Phew~

Don't marry early.

Hi, i'm not saying becoz i'm unhappy with my marriage. I would like to share why i think in this way.

Date a person, marry a family.

When you date someone, both of you lead individual life, with various intersection. Marriage, on the other hand is different. You need be involve in his family matters. He may also need to. It could be good, it could be bad. Before marriage, there is no need to visit each other parents on a frequent basis. You can see ur bf parents maybe a few times a year (CNY, their bday), but after marriage, you are expected to go back frequently. No doubt my hubby tends to go back with me, but i'm sure he will be soon sick of explaining to his parents why he came back alone and why i din go back together. Similiarly, my parents ask me too when my hubby din go back with me.

After married, you live with your in-laws? Conflicts.

I would think, if possible, don't live with your in-laws. A very simple reason, you don't want conflicts due to staying together. Some ppl may be luckily, but not all. A few advantage of staying with in-laws, you don't need to make some time out to go back to your in-law place (neccessary for ppl who has their own house). You don't need to pay property tax, town council fees, etc etc. You may give your in-law a $-token, but groceries are covered.

How about having a new house and be free of parent-related issue?

It is not 100% true. I'm constantly having this issue. My mum ask me to go back on weekend. My in-laws also want us to go back on weekend. My friends also wanna meet on weekend. I wanna learn something, go for lesson on weekends. I wanna rest and do my house work on weekends. I also wanna spend some quality time with my hubby. HOW? Next, every single bill is my own problem. I use to pay for my parents SP bill, my own internet bills. Now on top of that, there is property tax, town council and other stuff to pay. =(

After marriage, time is forever not enough.

I'm using this simple plan now.

I tried to have my mum understand that it is impossible for me to go back every weekend. If i go her place, it would be right to go my in-law side too. After half a year of struggling, i came out with this plan.

Mon - Thu : at most 2 days with friends. 2 other days to have dinner with hubby + do household chores
Fri           : Japanese Lesson
Sat           : Household chores + Swimming
Sun            : Buy Groceries, prepare food for the week, chill.

On top of this plan, we will try to go back home on public holidays (PH), such as lunch at my parents place and dinner at my in-law side, or dinner at my in-law on PH eve.

If there is no PH on that month, we will pick one 2 sundays out of 4 to go back to our parents' place.

If there is special event that month, like birthday or mother's day, i will accommodate and go his place on the actual day and celebrate my side on the day before.

Now is may. My dates are scheduled all the way to end of June (And several random dates till end of the year). =(

Hong Kong~

I went HK in April~ It is really a good place to shop if you are into new trend & branded. The stuff are generally more expensive. Taiwan in comparison is definitely cheaper.

What i love about Hong Kong?

- Cheap Espirit!
- City Gate Factory Outlet (Espirit, Addias!)
- Yee Shun Milk Pudding
- Honolulu Egg Tarts
- A small Korean Accessories shop at Central
- Cooling Weather
- Capitol Cafe awesome scrambled eggs
- Sau Tau Instant Noodles
- Sogo
- Ocean Park
- Tim Ho Wan
- Mak's Noodles
- Cheap Laneige

What i don't like about Hong Kong?

- A weird bad smell in Kowloon. Hong Kong Island is fine
- Rowdy. I stay in Tsim Sha Tsui and always got ppl kena question by police
- Very old infrastructure.
- Night Market does not interests me.
- Expensive
- Night view abit disappointing

The few days there was good bonding with the hubby except that he keeps playing the phone that makes me sad..

Despite saying this & that... i still end up come back with super big luggage bag. haha. =P

Oh? It is March!

It seems to be that 2013 has been a bad year so far.

Was on m.c. from 2 - 4 Jan. Then m.c. again on 18 - 19 Feb. I'm not one who will take m.c. unless i'm really sick. For both occasion, i had high fever. =( But illness did not give any weight loss. It just remains.

The side effect of the second fever was drinking alot of water. Surprisingly, after the fever, i could drink approx a liter of water during work and another cup or more after i reach home.In fact, i even had to bring around a 500ml water bottle wherever i go.

Starting from end Feb, Hubby & I started our Saturday Evening Swimming Routine. We leave home about 6pm, reach the pool ard 6plus and swim for an hour before gg back. Before leaving house, i would have prepared some simple food such that we can heat up and have it for dinner after we reach home =)

Becoz of the swimming routine, I have officially change my Japanese lesson from Sunday Morning to Friday Night! Only Monthly Steak on Friday or any impt event will make me swicth my lesson to Wednesday/Sunday. This switch is after considering things such as saving cab fares on sunday morning and also to give myself an extra rest on the weekend =)

Chinese New Year was a handful for me. Good thing was the happy gathering with Hubby's Poly Friends as well as my friends who came on the 2nd Sunday of CNY. Ang Bao giving was really fun (minus the $ part =P )

I'm flying to HK 3 weeks from now and i'm seriouly looking forward to it. Work have been making me pretty upset. I can foresee a bad bonus this year and the thought of this make me upset. I guess i have to look for another job which the basic is better than the current job.

Reverting to my 2013 resolution, I should be planning for a walk or run 2013 soon. I have not been eating the bird nest dilligently either, but i'm sleeping well. at least from 1:00am to 7:30am. Abit more to go!

I have not missed any Japanese Lesson and is going to Intermediate 2 Class. However, i'm not feeling good about it.  My homework are not done since before CNY started. At times i kinda giving up as my Japanese is getting bad. I guess not not watching my dorama has an impact to it. =(

In february, i have arrange to meet all my friends in my house for CNY. Now i'm scheduling my March & April Activities

5 March - JVCD - Candice Bday Dinner
8 April - Shuhan & mayu - Shuhan Bday Dinner

February is bad month, my Premium Bus taking was badly affect. This morning i fell sick, went to sick doctor and had no choice but to cab to work again. $$ T___T I gotta ganbatte in March.

Last weekend, i accompanied my Hubby to PolyClinic for a non-urgent case. His skin has been in bad condition. So this time i'm determine to settle it and we decide to get a referral letter to NSC via Poly Clinic. This is also part of my resolution in taking care of him. =D

In February, i finalised my retirement plan and create some plan to monitor my HDB Repayment Plan. Retirement seems like very tough esp if the inflation continues like this. Haizz.. But luckily, i'm progressing. slow but at least not stagnant.

In February, I have also stick to my rule and not buy any makep. All i did was purchasing of fancl cleansing oil (coz no stock at home, and miya is only back end of the mth), and hair serums. =D

Retirement Plans.

Last week, my evil boss email me an excel to compute how much $ i need for retirement.
This is base on plans of how much $$ i wanna receive every month as of today dollar, considering an inflation of 2.3%.

Crappy Enough, to retire at age 60 and die at 90, receiving $5,000 of today's dollar each month, i need $5,528,578 by the time i retire.
Abit different from the CPF Website guide. =P

CPF Retirement Estimator

CPF Retirement Calculator

CPF Retirement Interactive Calculator

I have been playing with the 1st 2 since i started working and the last one recently.
In case of a low return on investment, i tend to keep that on the lower % and an inflation of at least 2.5%

Seems like the number did not stay too far away from SGD$5m either.

I have a retirement portfolio that i have for quite a while but it was not in good numbers due to the $$ spend on the house & wedding. Especially if you consider that we did not get any money-help from our parents, and all we receive are gifts to our new house (like fridge, TV etc).

Finally now everything is stable and i shall work harder to build up this Portfolio! =D

Only my dear friends who asked will know how i do up my Portfolio. =)